The

Surplus value
Daskapital

Why would I want to sell my invoices at a discount?

Most companies depend on fast access to bank credit to ensure a smooth workflow for their operations. In fact, money needs to be readily available as a sub[...]
Daskapital

Computing Annual Percentage Rates (APRs) when buying invoices

Suppose that an invoice of 10 000 € is to be paid by a firm in 50 days time. Assume that there are transaction fees of 0.2% per month and that the invest[...]
Daskapital

Computing Annual Percentage Rates (APRs) when a firm is selling invoices

Let’s take the following example: Suppose a firm plans to “sell” an invoice that has a face value of 70 000 € and a maturity of 100 days. An invest[...]